LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,496
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,476
−HK$995/mo
Today · 4.125%
HK$33,471
baseline
▲ 0.50% · 4.625%
HK$35,508
+HK$2,037/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$66,942/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,039
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,979
−HK$953/mo
Today · 4.125%
HK$36,932
baseline
▲ 0.50% · 4.625%
HK$38,879
+HK$1,947/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$73,864/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,795
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,971
−HK$1,194/mo
Today · 4.125%
HK$40,165
baseline
▲ 0.50% · 4.625%
HK$42,609
+HK$2,444/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$80,330/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,047
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,175
−HK$1,144/mo
Today · 4.125%
HK$44,319
baseline
▲ 0.50% · 4.625%
HK$46,655
+HK$2,336/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$88,638/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,095
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,466
−HK$1,394/mo
Today · 4.125%
HK$46,860
baseline
▲ 0.50% · 4.625%
HK$49,711
+HK$2,851/mo
Deposit HK$4.14M · loan HK$9.67M · min. income ≈ HK$93,720/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,055
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$50,370
−HK$1,335/mo
Today · 4.125%
HK$51,705
baseline
▲ 0.50% · 4.625%
HK$54,430
+HK$2,725/mo
Deposit HK$4.14M · loan HK$9.67M · min. income ≈ HK$103,410/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,693
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$58,457
−HK$1,791/mo
Today · 4.125%
HK$60,248
baseline
▲ 0.50% · 4.625%
HK$63,914
+HK$3,666/mo
Deposit HK$1.38M · loan HK$12.43M · min. income ≈ HK$120,496/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,070
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$64,762
−HK$1,716/mo
Today · 4.125%
HK$66,478
baseline
▲ 0.50% · 4.625%
HK$69,982
+HK$3,504/mo
Deposit HK$1.38M · loan HK$12.43M · min. income ≈ HK$132,956/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,971 · Scale 2, in force from 26 Feb 2026)