LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,497
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,476
−HK$996/mo
Today · 4.125%
HK$33,472
baseline
▲ 0.50% · 4.625%
HK$35,508
+HK$2,036/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$66,944/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,040
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,979
−HK$954/mo
Today · 4.125%
HK$36,933
baseline
▲ 0.50% · 4.625%
HK$38,880
+HK$1,947/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$73,866/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,796
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,972
−HK$1,194/mo
Today · 4.125%
HK$40,166
baseline
▲ 0.50% · 4.625%
HK$42,610
+HK$2,444/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$80,332/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,048
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,175
−HK$1,144/mo
Today · 4.125%
HK$44,319
baseline
▲ 0.50% · 4.625%
HK$46,656
+HK$2,337/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$88,638/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,095
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,467
−HK$1,393/mo
Today · 4.125%
HK$46,860
baseline
▲ 0.50% · 4.625%
HK$49,712
+HK$2,852/mo
Deposit HK$4.14M · loan HK$9.67M · min. income ≈ HK$93,720/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,056
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$50,371
−HK$1,335/mo
Today · 4.125%
HK$51,706
baseline
▲ 0.50% · 4.625%
HK$54,431
+HK$2,725/mo
Deposit HK$4.14M · loan HK$9.67M · min. income ≈ HK$103,412/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,694
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$58,458
−HK$1,791/mo
Today · 4.125%
HK$60,249
baseline
▲ 0.50% · 4.625%
HK$63,915
+HK$3,666/mo
Deposit HK$1.38M · loan HK$12.43M · min. income ≈ HK$120,498/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,072
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$64,763
−HK$1,716/mo
Today · 4.125%
HK$66,479
baseline
▲ 0.50% · 4.625%
HK$69,983
+HK$3,504/mo
Deposit HK$1.38M · loan HK$12.43M · min. income ≈ HK$132,958/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,979 · Scale 2, in force from 26 Feb 2026)