LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,499
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,479
−HK$995/mo
Today · 4.125%
HK$33,474
baseline
▲ 0.50% · 4.625%
HK$35,511
+HK$2,037/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$66,948/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$518,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,042
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$35,982
−HK$954/mo
Today · 4.125%
HK$36,936
baseline
▲ 0.50% · 4.625%
HK$38,882
+HK$1,946/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$73,872/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$518,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,799
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,975
−HK$1,194/mo
Today · 4.125%
HK$40,169
baseline
▲ 0.50% · 4.625%
HK$42,613
+HK$2,444/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$80,338/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$518,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,051
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,179
−HK$1,144/mo
Today · 4.125%
HK$44,323
baseline
▲ 0.50% · 4.625%
HK$46,659
+HK$2,336/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$88,646/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$518,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,099
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,470
−HK$1,394/mo
Today · 4.125%
HK$46,864
baseline
▲ 0.50% · 4.625%
HK$49,716
+HK$2,852/mo
Deposit HK$4.14M · loan HK$9.67M · min. income ≈ HK$93,728/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$518,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,059
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$50,375
−HK$1,335/mo
Today · 4.125%
HK$51,710
baseline
▲ 0.50% · 4.625%
HK$54,435
+HK$2,725/mo
Deposit HK$4.14M · loan HK$9.67M · min. income ≈ HK$103,420/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$518,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,698
−HK$3,556/mo
▼ 0.25% · 3.875%
HK$58,462
−HK$1,792/mo
Today · 4.125%
HK$60,254
baseline
▲ 0.50% · 4.625%
HK$63,920
+HK$3,666/mo
Deposit HK$1.38M · loan HK$12.43M · min. income ≈ HK$120,508/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,076
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$64,768
−HK$1,716/mo
Today · 4.125%
HK$66,484
baseline
▲ 0.50% · 4.625%
HK$69,988
+HK$3,504/mo
Deposit HK$1.38M · loan HK$12.43M · min. income ≈ HK$132,968/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,018 · Scale 2, in force from 26 Feb 2026)