LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,502
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,482
−HK$995/mo
Today · 4.125%
HK$33,477
baseline
▲ 0.50% · 4.625%
HK$35,515
+HK$2,038/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$66,954/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,046
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,986
−HK$953/mo
Today · 4.125%
HK$36,939
baseline
▲ 0.50% · 4.625%
HK$38,886
+HK$1,947/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$73,878/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,802
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$38,978
−HK$1,195/mo
Today · 4.125%
HK$40,173
baseline
▲ 0.50% · 4.625%
HK$42,617
+HK$2,444/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$80,346/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$518,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,055
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,183
−HK$1,144/mo
Today · 4.125%
HK$44,327
baseline
▲ 0.50% · 4.625%
HK$46,663
+HK$2,336/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$88,654/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$518,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,103
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,475
−HK$1,393/mo
Today · 4.125%
HK$46,868
baseline
▲ 0.50% · 4.625%
HK$49,720
+HK$2,852/mo
Deposit HK$4.14M · loan HK$9.67M · min. income ≈ HK$93,736/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$518,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,064
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$50,380
−HK$1,335/mo
Today · 4.125%
HK$51,715
baseline
▲ 0.50% · 4.625%
HK$54,441
+HK$2,726/mo
Deposit HK$4.14M · loan HK$9.67M · min. income ≈ HK$103,430/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$518,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,704
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$58,467
−HK$1,792/mo
Today · 4.125%
HK$60,259
baseline
▲ 0.50% · 4.625%
HK$63,926
+HK$3,667/mo
Deposit HK$1.38M · loan HK$12.43M · min. income ≈ HK$120,518/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,082
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$64,774
−HK$1,716/mo
Today · 4.125%
HK$66,490
baseline
▲ 0.50% · 4.625%
HK$69,995
+HK$3,505/mo
Deposit HK$1.38M · loan HK$12.43M · min. income ≈ HK$132,980/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,068 · Scale 2, in force from 26 Feb 2026)