LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,502
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,482
−HK$996/mo
Today · 4.125%
HK$33,478
baseline
▲ 0.50% · 4.625%
HK$35,515
+HK$2,037/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$66,956/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,046
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$35,986
−HK$954/mo
Today · 4.125%
HK$36,940
baseline
▲ 0.50% · 4.625%
HK$38,887
+HK$1,947/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$73,880/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,803
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,979
−HK$1,194/mo
Today · 4.125%
HK$40,173
baseline
▲ 0.50% · 4.625%
HK$42,618
+HK$2,445/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$80,346/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$518,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,055
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,183
−HK$1,144/mo
Today · 4.125%
HK$44,327
baseline
▲ 0.50% · 4.625%
HK$46,664
+HK$2,337/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$88,654/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$518,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,103
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$45,475
−HK$1,394/mo
Today · 4.125%
HK$46,869
baseline
▲ 0.50% · 4.625%
HK$49,721
+HK$2,852/mo
Deposit HK$4.14M · loan HK$9.67M · min. income ≈ HK$93,738/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$518,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,065
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$50,380
−HK$1,335/mo
Today · 4.125%
HK$51,715
baseline
▲ 0.50% · 4.625%
HK$54,441
+HK$2,726/mo
Deposit HK$4.14M · loan HK$9.67M · min. income ≈ HK$103,430/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$518,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,704
−HK$3,556/mo
▼ 0.25% · 3.875%
HK$58,468
−HK$1,792/mo
Today · 4.125%
HK$60,260
baseline
▲ 0.50% · 4.625%
HK$63,927
+HK$3,667/mo
Deposit HK$1.38M · loan HK$12.43M · min. income ≈ HK$120,520/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,083
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$64,775
−HK$1,716/mo
Today · 4.125%
HK$66,491
baseline
▲ 0.50% · 4.625%
HK$69,996
+HK$3,505/mo
Deposit HK$1.38M · loan HK$12.43M · min. income ≈ HK$132,982/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,074 · Scale 2, in force from 26 Feb 2026)