LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,503
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,483
−HK$996/mo
Today · 4.125%
HK$33,479
baseline
▲ 0.50% · 4.625%
HK$35,516
+HK$2,037/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$66,958/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,047
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,987
−HK$953/mo
Today · 4.125%
HK$36,940
baseline
▲ 0.50% · 4.625%
HK$38,888
+HK$1,948/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$73,880/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,804
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,980
−HK$1,194/mo
Today · 4.125%
HK$40,174
baseline
▲ 0.50% · 4.625%
HK$42,619
+HK$2,445/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$80,348/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$518,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,056
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,184
−HK$1,144/mo
Today · 4.125%
HK$44,328
baseline
▲ 0.50% · 4.625%
HK$46,665
+HK$2,337/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$88,656/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$518,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,104
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$45,476
−HK$1,394/mo
Today · 4.125%
HK$46,870
baseline
▲ 0.50% · 4.625%
HK$49,722
+HK$2,852/mo
Deposit HK$4.14M · loan HK$9.67M · min. income ≈ HK$93,740/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$518,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,066
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$50,382
−HK$1,334/mo
Today · 4.125%
HK$51,716
baseline
▲ 0.50% · 4.625%
HK$54,443
+HK$2,727/mo
Deposit HK$4.14M · loan HK$9.67M · min. income ≈ HK$103,432/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$518,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,706
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$58,469
−HK$1,792/mo
Today · 4.125%
HK$60,261
baseline
▲ 0.50% · 4.625%
HK$63,928
+HK$3,667/mo
Deposit HK$1.38M · loan HK$12.43M · min. income ≈ HK$120,522/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,084
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$64,776
−HK$1,717/mo
Today · 4.125%
HK$66,493
baseline
▲ 0.50% · 4.625%
HK$69,998
+HK$3,505/mo
Deposit HK$1.38M · loan HK$12.43M · min. income ≈ HK$132,986/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,085 · Scale 2, in force from 26 Feb 2026)