LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,505
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,485
−HK$995/mo
Today · 4.125%
HK$33,480
baseline
▲ 0.50% · 4.625%
HK$35,517
+HK$2,037/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$66,960/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,048
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$35,988
−HK$954/mo
Today · 4.125%
HK$36,942
baseline
▲ 0.50% · 4.625%
HK$38,889
+HK$1,947/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$73,884/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,805
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$38,981
−HK$1,195/mo
Today · 4.125%
HK$40,176
baseline
▲ 0.50% · 4.625%
HK$42,621
+HK$2,445/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$80,352/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$518,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,058
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,186
−HK$1,144/mo
Today · 4.125%
HK$44,330
baseline
▲ 0.50% · 4.625%
HK$46,667
+HK$2,337/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$88,660/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$518,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,106
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$45,478
−HK$1,394/mo
Today · 4.125%
HK$46,872
baseline
▲ 0.50% · 4.625%
HK$49,724
+HK$2,852/mo
Deposit HK$4.14M · loan HK$9.67M · min. income ≈ HK$93,744/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$518,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,068
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$50,384
−HK$1,335/mo
Today · 4.125%
HK$51,719
baseline
▲ 0.50% · 4.625%
HK$54,445
+HK$2,726/mo
Deposit HK$4.14M · loan HK$9.67M · min. income ≈ HK$103,438/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$518,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,708
−HK$3,556/mo
▼ 0.25% · 3.875%
HK$58,472
−HK$1,792/mo
Today · 4.125%
HK$60,264
baseline
▲ 0.50% · 4.625%
HK$63,931
+HK$3,667/mo
Deposit HK$1.38M · loan HK$12.43M · min. income ≈ HK$120,528/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,087
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$64,779
−HK$1,717/mo
Today · 4.125%
HK$66,496
baseline
▲ 0.50% · 4.625%
HK$70,001
+HK$3,505/mo
Deposit HK$1.38M · loan HK$12.43M · min. income ≈ HK$132,992/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,109 · Scale 2, in force from 26 Feb 2026)