LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,505
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,485
−HK$996/mo
Today · 4.125%
HK$33,481
baseline
▲ 0.50% · 4.625%
HK$35,518
+HK$2,037/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$66,962/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,050
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,990
−HK$953/mo
Today · 4.125%
HK$36,943
baseline
▲ 0.50% · 4.625%
HK$38,890
+HK$1,947/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$73,886/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,807
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,983
−HK$1,194/mo
Today · 4.125%
HK$40,177
baseline
▲ 0.50% · 4.625%
HK$42,622
+HK$2,445/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$80,354/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$518,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,059
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$43,187
−HK$1,145/mo
Today · 4.125%
HK$44,332
baseline
▲ 0.50% · 4.625%
HK$46,669
+HK$2,337/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$88,664/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$518,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,108
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$45,480
−HK$1,394/mo
Today · 4.125%
HK$46,874
baseline
▲ 0.50% · 4.625%
HK$49,726
+HK$2,852/mo
Deposit HK$4.14M · loan HK$9.67M · min. income ≈ HK$93,748/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$518,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,069
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$50,385
−HK$1,335/mo
Today · 4.125%
HK$51,720
baseline
▲ 0.50% · 4.625%
HK$54,447
+HK$2,727/mo
Deposit HK$4.14M · loan HK$9.67M · min. income ≈ HK$103,440/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$518,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,710
−HK$3,556/mo
▼ 0.25% · 3.875%
HK$58,474
−HK$1,792/mo
Today · 4.125%
HK$60,266
baseline
▲ 0.50% · 4.625%
HK$63,933
+HK$3,667/mo
Deposit HK$1.38M · loan HK$12.43M · min. income ≈ HK$120,532/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,089
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$64,781
−HK$1,717/mo
Today · 4.125%
HK$66,498
baseline
▲ 0.50% · 4.625%
HK$70,003
+HK$3,505/mo
Deposit HK$1.38M · loan HK$12.43M · min. income ≈ HK$132,996/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,124 · Scale 2, in force from 26 Feb 2026)