LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,506
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,486
−HK$995/mo
Today · 4.125%
HK$33,481
baseline
▲ 0.50% · 4.625%
HK$35,519
+HK$2,038/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$66,962/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,050
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,990
−HK$953/mo
Today · 4.125%
HK$36,943
baseline
▲ 0.50% · 4.625%
HK$38,891
+HK$1,948/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$73,886/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,807
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$38,983
−HK$1,195/mo
Today · 4.125%
HK$40,178
baseline
▲ 0.50% · 4.625%
HK$42,622
+HK$2,444/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$80,356/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$518,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,060
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,188
−HK$1,144/mo
Today · 4.125%
HK$44,332
baseline
▲ 0.50% · 4.625%
HK$46,669
+HK$2,337/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$88,664/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$518,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,108
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$45,480
−HK$1,394/mo
Today · 4.125%
HK$46,874
baseline
▲ 0.50% · 4.625%
HK$49,726
+HK$2,852/mo
Deposit HK$4.15M · loan HK$9.67M · min. income ≈ HK$93,748/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$518,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,070
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$50,386
−HK$1,335/mo
Today · 4.125%
HK$51,721
baseline
▲ 0.50% · 4.625%
HK$54,447
+HK$2,726/mo
Deposit HK$4.15M · loan HK$9.67M · min. income ≈ HK$103,442/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$518,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,710
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$58,474
−HK$1,793/mo
Today · 4.125%
HK$60,267
baseline
▲ 0.50% · 4.625%
HK$63,934
+HK$3,667/mo
Deposit HK$1.38M · loan HK$12.44M · min. income ≈ HK$120,534/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,090
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$64,782
−HK$1,716/mo
Today · 4.125%
HK$66,498
baseline
▲ 0.50% · 4.625%
HK$70,003
+HK$3,505/mo
Deposit HK$1.38M · loan HK$12.44M · min. income ≈ HK$132,996/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,128 · Scale 2, in force from 26 Feb 2026)