LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,507
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,487
−HK$995/mo
Today · 4.125%
HK$33,482
baseline
▲ 0.50% · 4.625%
HK$35,520
+HK$2,038/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$66,964/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,051
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,991
−HK$953/mo
Today · 4.125%
HK$36,944
baseline
▲ 0.50% · 4.625%
HK$38,892
+HK$1,948/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$73,888/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,808
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$38,984
−HK$1,195/mo
Today · 4.125%
HK$40,179
baseline
▲ 0.50% · 4.625%
HK$42,624
+HK$2,445/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$80,358/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$518,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,061
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,189
−HK$1,144/mo
Today · 4.125%
HK$44,333
baseline
▲ 0.50% · 4.625%
HK$46,670
+HK$2,337/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$88,666/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$518,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,109
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$45,481
−HK$1,394/mo
Today · 4.125%
HK$46,875
baseline
▲ 0.50% · 4.625%
HK$49,727
+HK$2,852/mo
Deposit HK$4.15M · loan HK$9.67M · min. income ≈ HK$93,750/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$518,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,071
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$50,387
−HK$1,335/mo
Today · 4.125%
HK$51,722
baseline
▲ 0.50% · 4.625%
HK$54,449
+HK$2,727/mo
Deposit HK$4.15M · loan HK$9.67M · min. income ≈ HK$103,444/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$518,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,712
−HK$3,556/mo
▼ 0.25% · 3.875%
HK$58,476
−HK$1,792/mo
Today · 4.125%
HK$60,268
baseline
▲ 0.50% · 4.625%
HK$63,935
+HK$3,667/mo
Deposit HK$1.38M · loan HK$12.44M · min. income ≈ HK$120,536/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,091
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$64,783
−HK$1,717/mo
Today · 4.125%
HK$66,500
baseline
▲ 0.50% · 4.625%
HK$70,005
+HK$3,505/mo
Deposit HK$1.38M · loan HK$12.44M · min. income ≈ HK$133,000/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,142 · Scale 2, in force from 26 Feb 2026)