LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,507
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,487
−HK$996/mo
Today · 4.125%
HK$33,483
baseline
▲ 0.50% · 4.625%
HK$35,521
+HK$2,038/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$66,966/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,052
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,992
−HK$953/mo
Today · 4.125%
HK$36,945
baseline
▲ 0.50% · 4.625%
HK$38,893
+HK$1,948/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$73,890/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,809
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$38,985
−HK$1,195/mo
Today · 4.125%
HK$40,180
baseline
▲ 0.50% · 4.625%
HK$42,625
+HK$2,445/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$80,360/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,062
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,190
−HK$1,144/mo
Today · 4.125%
HK$44,334
baseline
▲ 0.50% · 4.625%
HK$46,671
+HK$2,337/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$88,668/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,110
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$45,482
−HK$1,394/mo
Today · 4.125%
HK$46,876
baseline
▲ 0.50% · 4.625%
HK$49,729
+HK$2,853/mo
Deposit HK$4.15M · loan HK$9.67M · min. income ≈ HK$93,752/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$518,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,072
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$50,388
−HK$1,336/mo
Today · 4.125%
HK$51,724
baseline
▲ 0.50% · 4.625%
HK$54,450
+HK$2,726/mo
Deposit HK$4.15M · loan HK$9.67M · min. income ≈ HK$103,448/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$518,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,713
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$58,477
−HK$1,793/mo
Today · 4.125%
HK$60,270
baseline
▲ 0.50% · 4.625%
HK$63,937
+HK$3,667/mo
Deposit HK$1.38M · loan HK$12.44M · min. income ≈ HK$120,540/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,093
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$64,785
−HK$1,717/mo
Today · 4.125%
HK$66,502
baseline
▲ 0.50% · 4.625%
HK$70,007
+HK$3,505/mo
Deposit HK$1.38M · loan HK$12.44M · min. income ≈ HK$133,004/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,156 · Scale 2, in force from 26 Feb 2026)