LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,510
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,490
−HK$996/mo
Today · 4.125%
HK$33,486
baseline
▲ 0.50% · 4.625%
HK$35,523
+HK$2,037/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$66,972/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,054
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$35,994
−HK$954/mo
Today · 4.125%
HK$36,948
baseline
▲ 0.50% · 4.625%
HK$38,896
+HK$1,948/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$73,896/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,812
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$38,988
−HK$1,195/mo
Today · 4.125%
HK$40,183
baseline
▲ 0.50% · 4.625%
HK$42,628
+HK$2,445/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$80,366/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,065
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$43,193
−HK$1,145/mo
Today · 4.125%
HK$44,338
baseline
▲ 0.50% · 4.625%
HK$46,675
+HK$2,337/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$88,676/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,114
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$45,486
−HK$1,394/mo
Today · 4.125%
HK$46,880
baseline
▲ 0.50% · 4.625%
HK$49,733
+HK$2,853/mo
Deposit HK$4.15M · loan HK$9.67M · min. income ≈ HK$93,760/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$518,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,076
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$50,392
−HK$1,335/mo
Today · 4.125%
HK$51,727
baseline
▲ 0.50% · 4.625%
HK$54,454
+HK$2,727/mo
Deposit HK$4.15M · loan HK$9.67M · min. income ≈ HK$103,454/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$518,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,718
−HK$3,556/mo
▼ 0.25% · 3.875%
HK$58,482
−HK$1,792/mo
Today · 4.125%
HK$60,274
baseline
▲ 0.50% · 4.625%
HK$63,942
+HK$3,668/mo
Deposit HK$1.38M · loan HK$12.44M · min. income ≈ HK$120,548/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,098
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$64,790
−HK$1,717/mo
Today · 4.125%
HK$66,507
baseline
▲ 0.50% · 4.625%
HK$70,012
+HK$3,505/mo
Deposit HK$1.38M · loan HK$12.44M · min. income ≈ HK$133,014/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,195 · Scale 2, in force from 26 Feb 2026)