LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,510
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,491
−HK$995/mo
Today · 4.125%
HK$33,486
baseline
▲ 0.50% · 4.625%
HK$35,524
+HK$2,038/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$66,972/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,055
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$35,995
−HK$954/mo
Today · 4.125%
HK$36,949
baseline
▲ 0.50% · 4.625%
HK$38,897
+HK$1,948/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$73,898/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,813
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$38,989
−HK$1,195/mo
Today · 4.125%
HK$40,184
baseline
▲ 0.50% · 4.625%
HK$42,629
+HK$2,445/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$80,368/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,066
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$43,194
−HK$1,145/mo
Today · 4.125%
HK$44,339
baseline
▲ 0.50% · 4.625%
HK$46,676
+HK$2,337/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$88,678/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,115
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$45,487
−HK$1,394/mo
Today · 4.125%
HK$46,881
baseline
▲ 0.50% · 4.625%
HK$49,734
+HK$2,853/mo
Deposit HK$4.15M · loan HK$9.67M · min. income ≈ HK$93,762/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$518,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,077
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$50,393
−HK$1,336/mo
Today · 4.125%
HK$51,729
baseline
▲ 0.50% · 4.625%
HK$54,455
+HK$2,726/mo
Deposit HK$4.15M · loan HK$9.67M · min. income ≈ HK$103,458/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$518,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,719
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$58,483
−HK$1,793/mo
Today · 4.125%
HK$60,276
baseline
▲ 0.50% · 4.625%
HK$63,943
+HK$3,667/mo
Deposit HK$1.38M · loan HK$12.44M · min. income ≈ HK$120,552/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,099
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$64,791
−HK$1,717/mo
Today · 4.125%
HK$66,508
baseline
▲ 0.50% · 4.625%
HK$70,014
+HK$3,506/mo
Deposit HK$1.38M · loan HK$12.44M · min. income ≈ HK$133,016/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,206 · Scale 2, in force from 26 Feb 2026)