LTV · monthly repayment
▼ 0.50% · 3.625%
HK$315,134
−HK$19,762/mo
▼ 0.25% · 3.875%
HK$324,936
−HK$9,960/mo
Today · 4.125%
HK$334,896
baseline
▲ 0.50% · 4.625%
HK$355,273
+HK$20,377/mo
Deposit HK$69.10M · loan HK$69.10M · min. income ≈ HK$669,792/mo (50% DSR)
Upfront cash ≈ HK$78.08M (deposit + AVD stamp duty HK$8,983,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$350,583
−HK$18,941/mo
▼ 0.25% · 3.875%
HK$359,986
−HK$9,538/mo
Today · 4.125%
HK$369,524
baseline
▲ 0.50% · 4.625%
HK$389,002
+HK$19,478/mo
Deposit HK$69.10M · loan HK$69.10M · min. income ≈ HK$739,048/mo (50% DSR)
Upfront cash ≈ HK$78.08M (deposit + AVD stamp duty HK$8,983,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$378,161
−HK$23,714/mo
▼ 0.25% · 3.875%
HK$389,924
−HK$11,951/mo
Today · 4.125%
HK$401,875
baseline
▲ 0.50% · 4.625%
HK$426,328
+HK$24,453/mo
Deposit HK$55.28M · loan HK$82.92M · min. income ≈ HK$803,750/mo (50% DSR)
Upfront cash ≈ HK$64.26M (deposit + AVD stamp duty HK$8,983,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$420,700
−HK$22,729/mo
▼ 0.25% · 3.875%
HK$431,983
−HK$11,446/mo
Today · 4.125%
HK$443,429
baseline
▲ 0.50% · 4.625%
HK$466,803
+HK$23,374/mo
Deposit HK$55.28M · loan HK$82.92M · min. income ≈ HK$886,858/mo (50% DSR)
Upfront cash ≈ HK$64.26M (deposit + AVD stamp duty HK$8,983,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$441,188
−HK$27,666/mo
▼ 0.25% · 3.875%
HK$454,911
−HK$13,943/mo
Today · 4.125%
HK$468,854
baseline
▲ 0.50% · 4.625%
HK$497,382
+HK$28,528/mo
Deposit HK$41.46M · loan HK$96.74M · min. income ≈ HK$937,708/mo (50% DSR)
Upfront cash ≈ HK$50.44M (deposit + AVD stamp duty HK$8,983,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$490,817
−HK$26,517/mo
▼ 0.25% · 3.875%
HK$503,980
−HK$13,354/mo
Today · 4.125%
HK$517,334
baseline
▲ 0.50% · 4.625%
HK$544,603
+HK$27,269/mo
Deposit HK$41.46M · loan HK$96.74M · min. income ≈ HK$1,034,668/mo (50% DSR)
Upfront cash ≈ HK$50.44M (deposit + AVD stamp duty HK$8,983,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$567,241
−HK$35,571/mo
▼ 0.25% · 3.875%
HK$584,886
−HK$17,926/mo
Today · 4.125%
HK$602,812
baseline
▲ 0.50% · 4.625%
HK$639,492
+HK$36,680/mo
Deposit HK$13.82M · loan HK$124.38M · min. income ≈ HK$1,205,624/mo (50% DSR)
Upfront cash ≈ HK$22.80M (deposit + AVD stamp duty HK$8,983,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$631,050
−HK$34,094/mo
▼ 0.25% · 3.875%
HK$647,974
−HK$17,170/mo
Today · 4.125%
HK$665,144
baseline
▲ 0.50% · 4.625%
HK$700,204
+HK$35,060/mo
Deposit HK$13.82M · loan HK$124.38M · min. income ≈ HK$1,330,288/mo (50% DSR)
Upfront cash ≈ HK$22.80M (deposit + AVD stamp duty HK$8,983,071 · Scale 2, in force from 26 Feb 2026)