LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,517
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,498
−HK$996/mo
Today · 4.125%
HK$33,494
baseline
▲ 0.50% · 4.625%
HK$35,532
+HK$2,038/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$66,988/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,063
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$36,003
−HK$954/mo
Today · 4.125%
HK$36,957
baseline
▲ 0.50% · 4.625%
HK$38,905
+HK$1,948/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$73,914/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,821
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$38,997
−HK$1,195/mo
Today · 4.125%
HK$40,192
baseline
▲ 0.50% · 4.625%
HK$42,638
+HK$2,446/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$80,384/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,075
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$43,204
−HK$1,144/mo
Today · 4.125%
HK$44,348
baseline
▲ 0.50% · 4.625%
HK$46,686
+HK$2,338/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$88,696/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,124
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$45,497
−HK$1,394/mo
Today · 4.125%
HK$46,891
baseline
▲ 0.50% · 4.625%
HK$49,744
+HK$2,853/mo
Deposit HK$4.15M · loan HK$9.68M · min. income ≈ HK$93,782/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$518,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,088
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$50,404
−HK$1,336/mo
Today · 4.125%
HK$51,740
baseline
▲ 0.50% · 4.625%
HK$54,467
+HK$2,727/mo
Deposit HK$4.15M · loan HK$9.68M · min. income ≈ HK$103,480/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$518,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,731
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$58,496
−HK$1,793/mo
Today · 4.125%
HK$60,289
baseline
▲ 0.50% · 4.625%
HK$63,957
+HK$3,668/mo
Deposit HK$1.38M · loan HK$12.44M · min. income ≈ HK$120,578/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,113
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$64,805
−HK$1,717/mo
Today · 4.125%
HK$66,522
baseline
▲ 0.50% · 4.625%
HK$70,029
+HK$3,507/mo
Deposit HK$1.38M · loan HK$12.44M · min. income ≈ HK$133,044/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,318 · Scale 2, in force from 26 Feb 2026)