LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,520
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,501
−HK$996/mo
Today · 4.125%
HK$33,497
baseline
▲ 0.50% · 4.625%
HK$35,535
+HK$2,038/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$66,994/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,066
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$36,006
−HK$954/mo
Today · 4.125%
HK$36,960
baseline
▲ 0.50% · 4.625%
HK$38,909
+HK$1,949/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$73,920/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,824
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$39,001
−HK$1,195/mo
Today · 4.125%
HK$40,196
baseline
▲ 0.50% · 4.625%
HK$42,642
+HK$2,446/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$80,392/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,079
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$43,208
−HK$1,144/mo
Today · 4.125%
HK$44,352
baseline
▲ 0.50% · 4.625%
HK$46,690
+HK$2,338/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$88,704/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,128
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$45,501
−HK$1,394/mo
Today · 4.125%
HK$46,895
baseline
▲ 0.50% · 4.625%
HK$49,749
+HK$2,854/mo
Deposit HK$4.15M · loan HK$9.68M · min. income ≈ HK$93,790/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,092
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$50,409
−HK$1,336/mo
Today · 4.125%
HK$51,745
baseline
▲ 0.50% · 4.625%
HK$54,472
+HK$2,727/mo
Deposit HK$4.15M · loan HK$9.68M · min. income ≈ HK$103,490/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,736
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$58,501
−HK$1,793/mo
Today · 4.125%
HK$60,294
baseline
▲ 0.50% · 4.625%
HK$63,963
+HK$3,669/mo
Deposit HK$1.38M · loan HK$12.44M · min. income ≈ HK$120,588/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,119
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$64,811
−HK$1,718/mo
Today · 4.125%
HK$66,529
baseline
▲ 0.50% · 4.625%
HK$70,036
+HK$3,507/mo
Deposit HK$1.38M · loan HK$12.44M · min. income ≈ HK$133,058/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,366 · Scale 2, in force from 26 Feb 2026)