LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,522
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,503
−HK$996/mo
Today · 4.125%
HK$33,499
baseline
▲ 0.50% · 4.625%
HK$35,537
+HK$2,038/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$66,998/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,068
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,009
−HK$954/mo
Today · 4.125%
HK$36,963
baseline
▲ 0.50% · 4.625%
HK$38,911
+HK$1,948/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$73,926/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,827
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$39,003
−HK$1,196/mo
Today · 4.125%
HK$40,199
baseline
▲ 0.50% · 4.625%
HK$42,645
+HK$2,446/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$80,398/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,082
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$43,211
−HK$1,145/mo
Today · 4.125%
HK$44,356
baseline
▲ 0.50% · 4.625%
HK$46,694
+HK$2,338/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$88,712/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,131
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$45,504
−HK$1,395/mo
Today · 4.125%
HK$46,899
baseline
▲ 0.50% · 4.625%
HK$49,752
+HK$2,853/mo
Deposit HK$4.15M · loan HK$9.68M · min. income ≈ HK$93,798/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,096
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$50,412
−HK$1,336/mo
Today · 4.125%
HK$51,748
baseline
▲ 0.50% · 4.625%
HK$54,476
+HK$2,728/mo
Deposit HK$4.15M · loan HK$9.68M · min. income ≈ HK$103,496/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,740
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$58,505
−HK$1,793/mo
Today · 4.125%
HK$60,298
baseline
▲ 0.50% · 4.625%
HK$63,967
+HK$3,669/mo
Deposit HK$1.38M · loan HK$12.44M · min. income ≈ HK$120,596/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,123
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$64,816
−HK$1,717/mo
Today · 4.125%
HK$66,533
baseline
▲ 0.50% · 4.625%
HK$70,040
+HK$3,507/mo
Deposit HK$1.38M · loan HK$12.44M · min. income ≈ HK$133,066/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,402 · Scale 2, in force from 26 Feb 2026)