LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,523
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,503
−HK$997/mo
Today · 4.125%
HK$33,500
baseline
▲ 0.50% · 4.625%
HK$35,538
+HK$2,038/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$67,000/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,069
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$36,009
−HK$954/mo
Today · 4.125%
HK$36,963
baseline
▲ 0.50% · 4.625%
HK$38,912
+HK$1,949/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$73,926/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,827
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$39,004
−HK$1,195/mo
Today · 4.125%
HK$40,199
baseline
▲ 0.50% · 4.625%
HK$42,645
+HK$2,446/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$80,398/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,083
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$43,211
−HK$1,145/mo
Today · 4.125%
HK$44,356
baseline
▲ 0.50% · 4.625%
HK$46,694
+HK$2,338/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$88,712/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,132
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$45,505
−HK$1,394/mo
Today · 4.125%
HK$46,899
baseline
▲ 0.50% · 4.625%
HK$49,753
+HK$2,854/mo
Deposit HK$4.15M · loan HK$9.68M · min. income ≈ HK$93,798/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,096
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$50,413
−HK$1,336/mo
Today · 4.125%
HK$51,749
baseline
▲ 0.50% · 4.625%
HK$54,477
+HK$2,728/mo
Deposit HK$4.15M · loan HK$9.68M · min. income ≈ HK$103,498/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,741
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$58,506
−HK$1,793/mo
Today · 4.125%
HK$60,299
baseline
▲ 0.50% · 4.625%
HK$63,968
+HK$3,669/mo
Deposit HK$1.38M · loan HK$12.44M · min. income ≈ HK$120,598/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,124
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$64,817
−HK$1,717/mo
Today · 4.125%
HK$66,534
baseline
▲ 0.50% · 4.625%
HK$70,041
+HK$3,507/mo
Deposit HK$1.38M · loan HK$12.44M · min. income ≈ HK$133,068/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,409 · Scale 2, in force from 26 Feb 2026)