LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,524
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,504
−HK$996/mo
Today · 4.125%
HK$33,500
baseline
▲ 0.50% · 4.625%
HK$35,539
+HK$2,039/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$67,000/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,070
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$36,010
−HK$954/mo
Today · 4.125%
HK$36,964
baseline
▲ 0.50% · 4.625%
HK$38,913
+HK$1,949/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$73,928/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,828
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$39,005
−HK$1,195/mo
Today · 4.125%
HK$40,200
baseline
▲ 0.50% · 4.625%
HK$42,647
+HK$2,447/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$80,400/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,084
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$43,212
−HK$1,145/mo
Today · 4.125%
HK$44,357
baseline
▲ 0.50% · 4.625%
HK$46,695
+HK$2,338/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$88,714/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,133
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$45,506
−HK$1,395/mo
Today · 4.125%
HK$46,901
baseline
▲ 0.50% · 4.625%
HK$49,754
+HK$2,853/mo
Deposit HK$4.15M · loan HK$9.68M · min. income ≈ HK$93,802/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,098
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$50,414
−HK$1,336/mo
Today · 4.125%
HK$51,750
baseline
▲ 0.50% · 4.625%
HK$54,478
+HK$2,728/mo
Deposit HK$4.15M · loan HK$9.68M · min. income ≈ HK$103,500/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,742
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$58,507
−HK$1,794/mo
Today · 4.125%
HK$60,301
baseline
▲ 0.50% · 4.625%
HK$63,970
+HK$3,669/mo
Deposit HK$1.38M · loan HK$12.44M · min. income ≈ HK$120,602/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,125
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$64,818
−HK$1,718/mo
Today · 4.125%
HK$66,536
baseline
▲ 0.50% · 4.625%
HK$70,043
+HK$3,507/mo
Deposit HK$1.38M · loan HK$12.44M · min. income ≈ HK$133,072/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,422 · Scale 2, in force from 26 Feb 2026)