LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,524
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,505
−HK$996/mo
Today · 4.125%
HK$33,501
baseline
▲ 0.50% · 4.625%
HK$35,540
+HK$2,039/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$67,002/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,071
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$36,011
−HK$954/mo
Today · 4.125%
HK$36,965
baseline
▲ 0.50% · 4.625%
HK$38,914
+HK$1,949/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$73,930/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,829
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$39,006
−HK$1,196/mo
Today · 4.125%
HK$40,202
baseline
▲ 0.50% · 4.625%
HK$42,648
+HK$2,446/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$80,404/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,085
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$43,213
−HK$1,145/mo
Today · 4.125%
HK$44,358
baseline
▲ 0.50% · 4.625%
HK$46,697
+HK$2,339/mo
Deposit HK$5.53M · loan HK$8.29M · min. income ≈ HK$88,716/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,134
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$45,507
−HK$1,395/mo
Today · 4.125%
HK$46,902
baseline
▲ 0.50% · 4.625%
HK$49,756
+HK$2,854/mo
Deposit HK$4.15M · loan HK$9.68M · min. income ≈ HK$93,804/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,099
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$50,416
−HK$1,336/mo
Today · 4.125%
HK$51,752
baseline
▲ 0.50% · 4.625%
HK$54,479
+HK$2,727/mo
Deposit HK$4.15M · loan HK$9.68M · min. income ≈ HK$103,504/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,744
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$58,509
−HK$1,793/mo
Today · 4.125%
HK$60,302
baseline
▲ 0.50% · 4.625%
HK$63,972
+HK$3,670/mo
Deposit HK$1.38M · loan HK$12.44M · min. income ≈ HK$120,604/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,127
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$64,820
−HK$1,718/mo
Today · 4.125%
HK$66,538
baseline
▲ 0.50% · 4.625%
HK$70,045
+HK$3,507/mo
Deposit HK$1.38M · loan HK$12.44M · min. income ≈ HK$133,076/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,436 · Scale 2, in force from 26 Feb 2026)