LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,526
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,506
−HK$997/mo
Today · 4.125%
HK$33,503
baseline
▲ 0.50% · 4.625%
HK$35,541
+HK$2,038/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$67,006/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,072
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,013
−HK$954/mo
Today · 4.125%
HK$36,967
baseline
▲ 0.50% · 4.625%
HK$38,915
+HK$1,948/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$73,934/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,831
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$39,007
−HK$1,196/mo
Today · 4.125%
HK$40,203
baseline
▲ 0.50% · 4.625%
HK$42,649
+HK$2,446/mo
Deposit HK$5.53M · loan HK$8.30M · min. income ≈ HK$80,406/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,086
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$43,215
−HK$1,145/mo
Today · 4.125%
HK$44,360
baseline
▲ 0.50% · 4.625%
HK$46,698
+HK$2,338/mo
Deposit HK$5.53M · loan HK$8.30M · min. income ≈ HK$88,720/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,136
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$45,509
−HK$1,395/mo
Today · 4.125%
HK$46,904
baseline
▲ 0.50% · 4.625%
HK$49,758
+HK$2,854/mo
Deposit HK$4.15M · loan HK$9.68M · min. income ≈ HK$93,808/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,101
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$50,418
−HK$1,335/mo
Today · 4.125%
HK$51,753
baseline
▲ 0.50% · 4.625%
HK$54,481
+HK$2,728/mo
Deposit HK$4.15M · loan HK$9.68M · min. income ≈ HK$103,506/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,746
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$58,511
−HK$1,794/mo
Today · 4.125%
HK$60,305
baseline
▲ 0.50% · 4.625%
HK$63,974
+HK$3,669/mo
Deposit HK$1.38M · loan HK$12.44M · min. income ≈ HK$120,610/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,129
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$64,823
−HK$1,717/mo
Today · 4.125%
HK$66,540
baseline
▲ 0.50% · 4.625%
HK$70,048
+HK$3,508/mo
Deposit HK$1.38M · loan HK$12.44M · min. income ≈ HK$133,080/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,455 · Scale 2, in force from 26 Feb 2026)