LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,529
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,510
−HK$996/mo
Today · 4.125%
HK$33,506
baseline
▲ 0.50% · 4.625%
HK$35,545
+HK$2,039/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$67,012/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,076
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,016
−HK$955/mo
Today · 4.125%
HK$36,971
baseline
▲ 0.50% · 4.625%
HK$38,920
+HK$1,949/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$73,942/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,835
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$39,012
−HK$1,195/mo
Today · 4.125%
HK$40,207
baseline
▲ 0.50% · 4.625%
HK$42,654
+HK$2,447/mo
Deposit HK$5.53M · loan HK$8.30M · min. income ≈ HK$80,414/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,091
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$43,220
−HK$1,145/mo
Today · 4.125%
HK$44,365
baseline
▲ 0.50% · 4.625%
HK$46,703
+HK$2,338/mo
Deposit HK$5.53M · loan HK$8.30M · min. income ≈ HK$88,730/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,141
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$45,514
−HK$1,395/mo
Today · 4.125%
HK$46,909
baseline
▲ 0.50% · 4.625%
HK$49,763
+HK$2,854/mo
Deposit HK$4.15M · loan HK$9.68M · min. income ≈ HK$93,818/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,106
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$50,423
−HK$1,336/mo
Today · 4.125%
HK$51,759
baseline
▲ 0.50% · 4.625%
HK$54,487
+HK$2,728/mo
Deposit HK$4.15M · loan HK$9.68M · min. income ≈ HK$103,518/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,752
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$58,518
−HK$1,793/mo
Today · 4.125%
HK$60,311
baseline
▲ 0.50% · 4.625%
HK$63,981
+HK$3,670/mo
Deposit HK$1.38M · loan HK$12.44M · min. income ≈ HK$120,622/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,136
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$64,830
−HK$1,717/mo
Today · 4.125%
HK$66,547
baseline
▲ 0.50% · 4.625%
HK$70,055
+HK$3,508/mo
Deposit HK$1.38M · loan HK$12.44M · min. income ≈ HK$133,094/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,512 · Scale 2, in force from 26 Feb 2026)