LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,535
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,516
−HK$997/mo
Today · 4.125%
HK$33,513
baseline
▲ 0.50% · 4.625%
HK$35,552
+HK$2,039/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$67,026/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,083
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,024
−HK$954/mo
Today · 4.125%
HK$36,978
baseline
▲ 0.50% · 4.625%
HK$38,927
+HK$1,949/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$73,956/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,842
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$39,019
−HK$1,196/mo
Today · 4.125%
HK$40,215
baseline
▲ 0.50% · 4.625%
HK$42,662
+HK$2,447/mo
Deposit HK$5.53M · loan HK$8.30M · min. income ≈ HK$80,430/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,099
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$43,228
−HK$1,146/mo
Today · 4.125%
HK$44,374
baseline
▲ 0.50% · 4.625%
HK$46,713
+HK$2,339/mo
Deposit HK$5.53M · loan HK$8.30M · min. income ≈ HK$88,748/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,149
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$45,523
−HK$1,395/mo
Today · 4.125%
HK$46,918
baseline
▲ 0.50% · 4.625%
HK$49,773
+HK$2,855/mo
Deposit HK$4.15M · loan HK$9.68M · min. income ≈ HK$93,836/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,116
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$50,433
−HK$1,336/mo
Today · 4.125%
HK$51,769
baseline
▲ 0.50% · 4.625%
HK$54,498
+HK$2,729/mo
Deposit HK$4.15M · loan HK$9.68M · min. income ≈ HK$103,538/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,763
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$58,529
−HK$1,794/mo
Today · 4.125%
HK$60,323
baseline
▲ 0.50% · 4.625%
HK$63,993
+HK$3,670/mo
Deposit HK$1.38M · loan HK$12.45M · min. income ≈ HK$120,646/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,149
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$64,842
−HK$1,718/mo
Today · 4.125%
HK$66,560
baseline
▲ 0.50% · 4.625%
HK$70,069
+HK$3,509/mo
Deposit HK$1.38M · loan HK$12.45M · min. income ≈ HK$133,120/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,613 · Scale 2, in force from 26 Feb 2026)