LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,537
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,518
−HK$997/mo
Today · 4.125%
HK$33,515
baseline
▲ 0.50% · 4.625%
HK$35,554
+HK$2,039/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$67,030/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,085
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,026
−HK$954/mo
Today · 4.125%
HK$36,980
baseline
▲ 0.50% · 4.625%
HK$38,930
+HK$1,950/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$73,960/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,845
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$39,022
−HK$1,196/mo
Today · 4.125%
HK$40,218
baseline
▲ 0.50% · 4.625%
HK$42,665
+HK$2,447/mo
Deposit HK$5.53M · loan HK$8.30M · min. income ≈ HK$80,436/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,102
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$43,231
−HK$1,145/mo
Today · 4.125%
HK$44,376
baseline
▲ 0.50% · 4.625%
HK$46,716
+HK$2,340/mo
Deposit HK$5.53M · loan HK$8.30M · min. income ≈ HK$88,752/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,152
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$45,526
−HK$1,395/mo
Today · 4.125%
HK$46,921
baseline
▲ 0.50% · 4.625%
HK$49,776
+HK$2,855/mo
Deposit HK$4.15M · loan HK$9.68M · min. income ≈ HK$93,842/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,119
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$50,436
−HK$1,337/mo
Today · 4.125%
HK$51,773
baseline
▲ 0.50% · 4.625%
HK$54,502
+HK$2,729/mo
Deposit HK$4.15M · loan HK$9.68M · min. income ≈ HK$103,546/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,767
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$58,533
−HK$1,794/mo
Today · 4.125%
HK$60,327
baseline
▲ 0.50% · 4.625%
HK$63,998
+HK$3,671/mo
Deposit HK$1.38M · loan HK$12.45M · min. income ≈ HK$120,654/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,153
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$64,846
−HK$1,719/mo
Today · 4.125%
HK$66,565
baseline
▲ 0.50% · 4.625%
HK$70,073
+HK$3,508/mo
Deposit HK$1.38M · loan HK$12.45M · min. income ≈ HK$133,130/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,647 · Scale 2, in force from 26 Feb 2026)