LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,538
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,519
−HK$996/mo
Today · 4.125%
HK$33,515
baseline
▲ 0.50% · 4.625%
HK$35,555
+HK$2,040/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$67,030/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,085
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,026
−HK$955/mo
Today · 4.125%
HK$36,981
baseline
▲ 0.50% · 4.625%
HK$38,930
+HK$1,949/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$73,962/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,845
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$39,022
−HK$1,196/mo
Today · 4.125%
HK$40,218
baseline
▲ 0.50% · 4.625%
HK$42,666
+HK$2,448/mo
Deposit HK$5.53M · loan HK$8.30M · min. income ≈ HK$80,436/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,102
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$43,232
−HK$1,145/mo
Today · 4.125%
HK$44,377
baseline
▲ 0.50% · 4.625%
HK$46,716
+HK$2,339/mo
Deposit HK$5.53M · loan HK$8.30M · min. income ≈ HK$88,754/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,153
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$45,526
−HK$1,395/mo
Today · 4.125%
HK$46,921
baseline
▲ 0.50% · 4.625%
HK$49,776
+HK$2,855/mo
Deposit HK$4.15M · loan HK$9.68M · min. income ≈ HK$93,842/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,119
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$50,437
−HK$1,336/mo
Today · 4.125%
HK$51,773
baseline
▲ 0.50% · 4.625%
HK$54,502
+HK$2,729/mo
Deposit HK$4.15M · loan HK$9.68M · min. income ≈ HK$103,546/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,768
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$58,534
−HK$1,794/mo
Today · 4.125%
HK$60,328
baseline
▲ 0.50% · 4.625%
HK$63,998
+HK$3,670/mo
Deposit HK$1.38M · loan HK$12.45M · min. income ≈ HK$120,656/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,154
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$64,847
−HK$1,719/mo
Today · 4.125%
HK$66,566
baseline
▲ 0.50% · 4.625%
HK$70,074
+HK$3,508/mo
Deposit HK$1.38M · loan HK$12.45M · min. income ≈ HK$133,132/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,653 · Scale 2, in force from 26 Feb 2026)