LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,540
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,521
−HK$996/mo
Today · 4.125%
HK$33,517
baseline
▲ 0.50% · 4.625%
HK$35,557
+HK$2,040/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$67,034/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,088
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,029
−HK$954/mo
Today · 4.125%
HK$36,983
baseline
▲ 0.50% · 4.625%
HK$38,933
+HK$1,950/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$73,966/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,848
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$39,025
−HK$1,196/mo
Today · 4.125%
HK$40,221
baseline
▲ 0.50% · 4.625%
HK$42,668
+HK$2,447/mo
Deposit HK$5.53M · loan HK$8.30M · min. income ≈ HK$80,442/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,105
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$43,234
−HK$1,146/mo
Today · 4.125%
HK$44,380
baseline
▲ 0.50% · 4.625%
HK$46,719
+HK$2,339/mo
Deposit HK$5.53M · loan HK$8.30M · min. income ≈ HK$88,760/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,156
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$45,529
−HK$1,395/mo
Today · 4.125%
HK$46,924
baseline
▲ 0.50% · 4.625%
HK$49,780
+HK$2,856/mo
Deposit HK$4.15M · loan HK$9.68M · min. income ≈ HK$93,848/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,123
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$50,440
−HK$1,337/mo
Today · 4.125%
HK$51,777
baseline
▲ 0.50% · 4.625%
HK$54,506
+HK$2,729/mo
Deposit HK$4.15M · loan HK$9.68M · min. income ≈ HK$103,554/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,771
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$58,537
−HK$1,794/mo
Today · 4.125%
HK$60,331
baseline
▲ 0.50% · 4.625%
HK$64,003
+HK$3,672/mo
Deposit HK$1.38M · loan HK$12.45M · min. income ≈ HK$120,662/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,158
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$64,851
−HK$1,719/mo
Today · 4.125%
HK$66,570
baseline
▲ 0.50% · 4.625%
HK$70,079
+HK$3,509/mo
Deposit HK$1.38M · loan HK$12.45M · min. income ≈ HK$133,140/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,687 · Scale 2, in force from 26 Feb 2026)