LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,542
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,523
−HK$996/mo
Today · 4.125%
HK$33,519
baseline
▲ 0.50% · 4.625%
HK$35,559
+HK$2,040/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$67,038/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,090
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,031
−HK$954/mo
Today · 4.125%
HK$36,985
baseline
▲ 0.50% · 4.625%
HK$38,935
+HK$1,950/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$73,970/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$518,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,850
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$39,027
−HK$1,196/mo
Today · 4.125%
HK$40,223
baseline
▲ 0.50% · 4.625%
HK$42,671
+HK$2,448/mo
Deposit HK$5.53M · loan HK$8.30M · min. income ≈ HK$80,446/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,108
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$43,237
−HK$1,146/mo
Today · 4.125%
HK$44,383
baseline
▲ 0.50% · 4.625%
HK$46,722
+HK$2,339/mo
Deposit HK$5.53M · loan HK$8.30M · min. income ≈ HK$88,766/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,158
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$45,532
−HK$1,395/mo
Today · 4.125%
HK$46,927
baseline
▲ 0.50% · 4.625%
HK$49,783
+HK$2,856/mo
Deposit HK$4.15M · loan HK$9.68M · min. income ≈ HK$93,854/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,126
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$50,443
−HK$1,337/mo
Today · 4.125%
HK$51,780
baseline
▲ 0.50% · 4.625%
HK$54,509
+HK$2,729/mo
Deposit HK$4.15M · loan HK$9.68M · min. income ≈ HK$103,560/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,775
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$58,541
−HK$1,794/mo
Today · 4.125%
HK$60,335
baseline
▲ 0.50% · 4.625%
HK$64,006
+HK$3,671/mo
Deposit HK$1.38M · loan HK$12.45M · min. income ≈ HK$120,670/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,161
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$64,855
−HK$1,719/mo
Today · 4.125%
HK$66,574
baseline
▲ 0.50% · 4.625%
HK$70,083
+HK$3,509/mo
Deposit HK$1.38M · loan HK$12.45M · min. income ≈ HK$133,148/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,718 · Scale 2, in force from 26 Feb 2026)