LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,544
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,526
−HK$997/mo
Today · 4.125%
HK$33,523
baseline
▲ 0.50% · 4.625%
HK$35,562
+HK$2,039/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$67,046/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$518,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,093
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,034
−HK$955/mo
Today · 4.125%
HK$36,989
baseline
▲ 0.50% · 4.625%
HK$38,939
+HK$1,950/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$73,978/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$518,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,853
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$39,031
−HK$1,196/mo
Today · 4.125%
HK$40,227
baseline
▲ 0.50% · 4.625%
HK$42,675
+HK$2,448/mo
Deposit HK$5.53M · loan HK$8.30M · min. income ≈ HK$80,454/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,111
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,241
−HK$1,146/mo
Today · 4.125%
HK$44,387
baseline
▲ 0.50% · 4.625%
HK$46,726
+HK$2,339/mo
Deposit HK$5.53M · loan HK$8.30M · min. income ≈ HK$88,774/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,162
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$45,536
−HK$1,396/mo
Today · 4.125%
HK$46,932
baseline
▲ 0.50% · 4.625%
HK$49,787
+HK$2,855/mo
Deposit HK$4.15M · loan HK$9.68M · min. income ≈ HK$93,864/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,130
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$50,448
−HK$1,336/mo
Today · 4.125%
HK$51,784
baseline
▲ 0.50% · 4.625%
HK$54,514
+HK$2,730/mo
Deposit HK$4.15M · loan HK$9.68M · min. income ≈ HK$103,568/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,780
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$58,546
−HK$1,795/mo
Today · 4.125%
HK$60,341
baseline
▲ 0.50% · 4.625%
HK$64,012
+HK$3,671/mo
Deposit HK$1.38M · loan HK$12.45M · min. income ≈ HK$120,682/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,167
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$64,861
−HK$1,719/mo
Today · 4.125%
HK$66,580
baseline
▲ 0.50% · 4.625%
HK$70,089
+HK$3,509/mo
Deposit HK$1.38M · loan HK$12.45M · min. income ≈ HK$133,160/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,764 · Scale 2, in force from 26 Feb 2026)