LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,547
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,528
−HK$997/mo
Today · 4.125%
HK$33,525
baseline
▲ 0.50% · 4.625%
HK$35,565
+HK$2,040/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$67,050/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$518,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,095
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,036
−HK$955/mo
Today · 4.125%
HK$36,991
baseline
▲ 0.50% · 4.625%
HK$38,941
+HK$1,950/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$73,982/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$518,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,856
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$39,033
−HK$1,197/mo
Today · 4.125%
HK$40,230
baseline
▲ 0.50% · 4.625%
HK$42,678
+HK$2,448/mo
Deposit HK$5.53M · loan HK$8.30M · min. income ≈ HK$80,460/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,114
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,244
−HK$1,146/mo
Today · 4.125%
HK$44,390
baseline
▲ 0.50% · 4.625%
HK$46,729
+HK$2,339/mo
Deposit HK$5.53M · loan HK$8.30M · min. income ≈ HK$88,780/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,165
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$45,539
−HK$1,396/mo
Today · 4.125%
HK$46,935
baseline
▲ 0.50% · 4.625%
HK$49,791
+HK$2,856/mo
Deposit HK$4.15M · loan HK$9.68M · min. income ≈ HK$93,870/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,133
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$50,451
−HK$1,337/mo
Today · 4.125%
HK$51,788
baseline
▲ 0.50% · 4.625%
HK$54,518
+HK$2,730/mo
Deposit HK$4.15M · loan HK$9.68M · min. income ≈ HK$103,576/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,784
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$58,550
−HK$1,795/mo
Today · 4.125%
HK$60,345
baseline
▲ 0.50% · 4.625%
HK$64,016
+HK$3,671/mo
Deposit HK$1.38M · loan HK$12.45M · min. income ≈ HK$120,690/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,171
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$64,866
−HK$1,718/mo
Today · 4.125%
HK$66,584
baseline
▲ 0.50% · 4.625%
HK$70,094
+HK$3,510/mo
Deposit HK$1.38M · loan HK$12.45M · min. income ≈ HK$133,168/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,799 · Scale 2, in force from 26 Feb 2026)