LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,547
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,529
−HK$997/mo
Today · 4.125%
HK$33,526
baseline
▲ 0.50% · 4.625%
HK$35,566
+HK$2,040/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$67,052/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$518,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,096
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,037
−HK$955/mo
Today · 4.125%
HK$36,992
baseline
▲ 0.50% · 4.625%
HK$38,942
+HK$1,950/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$73,984/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$518,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,857
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$39,034
−HK$1,197/mo
Today · 4.125%
HK$40,231
baseline
▲ 0.50% · 4.625%
HK$42,679
+HK$2,448/mo
Deposit HK$5.53M · loan HK$8.30M · min. income ≈ HK$80,462/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,115
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,245
−HK$1,146/mo
Today · 4.125%
HK$44,391
baseline
▲ 0.50% · 4.625%
HK$46,730
+HK$2,339/mo
Deposit HK$5.53M · loan HK$8.30M · min. income ≈ HK$88,782/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,166
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$45,540
−HK$1,396/mo
Today · 4.125%
HK$46,936
baseline
▲ 0.50% · 4.625%
HK$49,792
+HK$2,856/mo
Deposit HK$4.15M · loan HK$9.68M · min. income ≈ HK$93,872/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,134
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$50,452
−HK$1,337/mo
Today · 4.125%
HK$51,789
baseline
▲ 0.50% · 4.625%
HK$54,519
+HK$2,730/mo
Deposit HK$4.15M · loan HK$9.68M · min. income ≈ HK$103,578/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,785
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$58,551
−HK$1,795/mo
Today · 4.125%
HK$60,346
baseline
▲ 0.50% · 4.625%
HK$64,018
+HK$3,672/mo
Deposit HK$1.38M · loan HK$12.45M · min. income ≈ HK$120,692/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,173
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$64,867
−HK$1,719/mo
Today · 4.125%
HK$66,586
baseline
▲ 0.50% · 4.625%
HK$70,096
+HK$3,510/mo
Deposit HK$1.38M · loan HK$12.45M · min. income ≈ HK$133,172/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,812 · Scale 2, in force from 26 Feb 2026)