LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,548
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,530
−HK$997/mo
Today · 4.125%
HK$33,527
baseline
▲ 0.50% · 4.625%
HK$35,567
+HK$2,040/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$67,054/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$518,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,097
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,038
−HK$955/mo
Today · 4.125%
HK$36,993
baseline
▲ 0.50% · 4.625%
HK$38,943
+HK$1,950/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$73,986/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$518,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,858
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$39,035
−HK$1,197/mo
Today · 4.125%
HK$40,232
baseline
▲ 0.50% · 4.625%
HK$42,680
+HK$2,448/mo
Deposit HK$5.53M · loan HK$8.30M · min. income ≈ HK$80,464/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,116
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,246
−HK$1,146/mo
Today · 4.125%
HK$44,392
baseline
▲ 0.50% · 4.625%
HK$46,732
+HK$2,340/mo
Deposit HK$5.53M · loan HK$8.30M · min. income ≈ HK$88,784/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,167
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$45,541
−HK$1,396/mo
Today · 4.125%
HK$46,937
baseline
▲ 0.50% · 4.625%
HK$49,793
+HK$2,856/mo
Deposit HK$4.15M · loan HK$9.68M · min. income ≈ HK$93,874/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,136
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$50,454
−HK$1,337/mo
Today · 4.125%
HK$51,791
baseline
▲ 0.50% · 4.625%
HK$54,520
+HK$2,729/mo
Deposit HK$4.15M · loan HK$9.68M · min. income ≈ HK$103,582/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,787
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$58,553
−HK$1,795/mo
Today · 4.125%
HK$60,348
baseline
▲ 0.50% · 4.625%
HK$64,020
+HK$3,672/mo
Deposit HK$1.38M · loan HK$12.45M · min. income ≈ HK$120,696/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,175
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$64,869
−HK$1,719/mo
Today · 4.125%
HK$66,588
baseline
▲ 0.50% · 4.625%
HK$70,098
+HK$3,510/mo
Deposit HK$1.38M · loan HK$12.45M · min. income ≈ HK$133,176/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,827 · Scale 2, in force from 26 Feb 2026)