LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,550
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,531
−HK$997/mo
Today · 4.125%
HK$33,528
baseline
▲ 0.50% · 4.625%
HK$35,568
+HK$2,040/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$67,056/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$518,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,099
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,040
−HK$955/mo
Today · 4.125%
HK$36,995
baseline
▲ 0.50% · 4.625%
HK$38,945
+HK$1,950/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$73,990/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$518,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,860
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$39,037
−HK$1,197/mo
Today · 4.125%
HK$40,234
baseline
▲ 0.50% · 4.625%
HK$42,682
+HK$2,448/mo
Deposit HK$5.53M · loan HK$8.30M · min. income ≈ HK$80,468/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,118
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,248
−HK$1,146/mo
Today · 4.125%
HK$44,394
baseline
▲ 0.50% · 4.625%
HK$46,734
+HK$2,340/mo
Deposit HK$5.53M · loan HK$8.30M · min. income ≈ HK$88,788/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,170
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$45,544
−HK$1,395/mo
Today · 4.125%
HK$46,939
baseline
▲ 0.50% · 4.625%
HK$49,796
+HK$2,857/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$93,878/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,138
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$50,456
−HK$1,337/mo
Today · 4.125%
HK$51,793
baseline
▲ 0.50% · 4.625%
HK$54,523
+HK$2,730/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$103,586/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,789
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$58,556
−HK$1,795/mo
Today · 4.125%
HK$60,351
baseline
▲ 0.50% · 4.625%
HK$64,023
+HK$3,672/mo
Deposit HK$1.38M · loan HK$12.45M · min. income ≈ HK$120,702/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,178
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$64,872
−HK$1,719/mo
Today · 4.125%
HK$66,591
baseline
▲ 0.50% · 4.625%
HK$70,101
+HK$3,510/mo
Deposit HK$1.38M · loan HK$12.45M · min. income ≈ HK$133,182/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,852 · Scale 2, in force from 26 Feb 2026)