LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,552
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,533
−HK$997/mo
Today · 4.125%
HK$33,530
baseline
▲ 0.50% · 4.625%
HK$35,571
+HK$2,041/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$67,060/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$518,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,101
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,042
−HK$956/mo
Today · 4.125%
HK$36,998
baseline
▲ 0.50% · 4.625%
HK$38,948
+HK$1,950/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$73,996/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$518,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,862
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$39,040
−HK$1,196/mo
Today · 4.125%
HK$40,236
baseline
▲ 0.50% · 4.625%
HK$42,685
+HK$2,449/mo
Deposit HK$5.53M · loan HK$8.30M · min. income ≈ HK$80,472/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,121
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,251
−HK$1,146/mo
Today · 4.125%
HK$44,397
baseline
▲ 0.50% · 4.625%
HK$46,737
+HK$2,340/mo
Deposit HK$5.53M · loan HK$8.30M · min. income ≈ HK$88,794/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,173
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$45,547
−HK$1,396/mo
Today · 4.125%
HK$46,943
baseline
▲ 0.50% · 4.625%
HK$49,799
+HK$2,856/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$93,886/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,142
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$50,459
−HK$1,338/mo
Today · 4.125%
HK$51,797
baseline
▲ 0.50% · 4.625%
HK$54,527
+HK$2,730/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$103,594/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,793
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$58,560
−HK$1,795/mo
Today · 4.125%
HK$60,355
baseline
▲ 0.50% · 4.625%
HK$64,027
+HK$3,672/mo
Deposit HK$1.38M · loan HK$12.45M · min. income ≈ HK$120,710/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,182
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$64,876
−HK$1,720/mo
Today · 4.125%
HK$66,596
baseline
▲ 0.50% · 4.625%
HK$70,106
+HK$3,510/mo
Deposit HK$1.38M · loan HK$12.45M · min. income ≈ HK$133,192/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,887 · Scale 2, in force from 26 Feb 2026)