LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,553
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,534
−HK$997/mo
Today · 4.125%
HK$33,531
baseline
▲ 0.50% · 4.625%
HK$35,572
+HK$2,041/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$67,062/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$518,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,102
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,043
−HK$956/mo
Today · 4.125%
HK$36,999
baseline
▲ 0.50% · 4.625%
HK$38,949
+HK$1,950/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$73,998/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$518,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,863
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$39,041
−HK$1,197/mo
Today · 4.125%
HK$40,238
baseline
▲ 0.50% · 4.625%
HK$42,686
+HK$2,448/mo
Deposit HK$5.53M · loan HK$8.30M · min. income ≈ HK$80,476/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,122
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,252
−HK$1,146/mo
Today · 4.125%
HK$44,398
baseline
▲ 0.50% · 4.625%
HK$46,739
+HK$2,341/mo
Deposit HK$5.53M · loan HK$8.30M · min. income ≈ HK$88,796/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,174
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$45,548
−HK$1,396/mo
Today · 4.125%
HK$46,944
baseline
▲ 0.50% · 4.625%
HK$49,800
+HK$2,856/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$93,888/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,143
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$50,461
−HK$1,337/mo
Today · 4.125%
HK$51,798
baseline
▲ 0.50% · 4.625%
HK$54,528
+HK$2,730/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$103,596/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,795
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$58,562
−HK$1,794/mo
Today · 4.125%
HK$60,356
baseline
▲ 0.50% · 4.625%
HK$64,029
+HK$3,673/mo
Deposit HK$1.38M · loan HK$12.45M · min. income ≈ HK$120,712/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,184
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$64,878
−HK$1,719/mo
Today · 4.125%
HK$66,597
baseline
▲ 0.50% · 4.625%
HK$70,108
+HK$3,511/mo
Deposit HK$1.38M · loan HK$12.45M · min. income ≈ HK$133,194/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,901 · Scale 2, in force from 26 Feb 2026)