LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,557
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,538
−HK$998/mo
Today · 4.125%
HK$33,536
baseline
▲ 0.50% · 4.625%
HK$35,576
+HK$2,040/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$67,072/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$518,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,106
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,048
−HK$955/mo
Today · 4.125%
HK$37,003
baseline
▲ 0.50% · 4.625%
HK$38,954
+HK$1,951/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$74,006/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$518,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,868
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$39,046
−HK$1,197/mo
Today · 4.125%
HK$40,243
baseline
▲ 0.50% · 4.625%
HK$42,691
+HK$2,448/mo
Deposit HK$5.54M · loan HK$8.30M · min. income ≈ HK$80,486/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,128
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,258
−HK$1,146/mo
Today · 4.125%
HK$44,404
baseline
▲ 0.50% · 4.625%
HK$46,744
+HK$2,340/mo
Deposit HK$5.54M · loan HK$8.30M · min. income ≈ HK$88,808/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$518,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,179
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$45,554
−HK$1,396/mo
Today · 4.125%
HK$46,950
baseline
▲ 0.50% · 4.625%
HK$49,806
+HK$2,856/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$93,900/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,149
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$50,467
−HK$1,337/mo
Today · 4.125%
HK$51,804
baseline
▲ 0.50% · 4.625%
HK$54,535
+HK$2,731/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$103,608/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$518,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,802
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$58,569
−HK$1,795/mo
Today · 4.125%
HK$60,364
baseline
▲ 0.50% · 4.625%
HK$64,037
+HK$3,673/mo
Deposit HK$1.38M · loan HK$12.46M · min. income ≈ HK$120,728/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,192
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$64,886
−HK$1,720/mo
Today · 4.125%
HK$66,606
baseline
▲ 0.50% · 4.625%
HK$70,117
+HK$3,511/mo
Deposit HK$1.38M · loan HK$12.46M · min. income ≈ HK$133,212/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$518,966 · Scale 2, in force from 26 Feb 2026)