LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,559
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,541
−HK$997/mo
Today · 4.125%
HK$33,538
baseline
▲ 0.50% · 4.625%
HK$35,579
+HK$2,041/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$67,076/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$519,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,109
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,051
−HK$955/mo
Today · 4.125%
HK$37,006
baseline
▲ 0.50% · 4.625%
HK$38,957
+HK$1,951/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$74,012/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$519,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,871
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$39,049
−HK$1,197/mo
Today · 4.125%
HK$40,246
baseline
▲ 0.50% · 4.625%
HK$42,695
+HK$2,449/mo
Deposit HK$5.54M · loan HK$8.30M · min. income ≈ HK$80,492/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,131
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,261
−HK$1,146/mo
Today · 4.125%
HK$44,407
baseline
▲ 0.50% · 4.625%
HK$46,748
+HK$2,341/mo
Deposit HK$5.54M · loan HK$8.30M · min. income ≈ HK$88,814/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,183
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$45,557
−HK$1,397/mo
Today · 4.125%
HK$46,954
baseline
▲ 0.50% · 4.625%
HK$49,811
+HK$2,857/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$93,908/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$519,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,153
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$50,471
−HK$1,338/mo
Today · 4.125%
HK$51,809
baseline
▲ 0.50% · 4.625%
HK$54,540
+HK$2,731/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$103,618/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$519,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,807
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$58,574
−HK$1,795/mo
Today · 4.125%
HK$60,369
baseline
▲ 0.50% · 4.625%
HK$64,042
+HK$3,673/mo
Deposit HK$1.38M · loan HK$12.46M · min. income ≈ HK$120,738/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,197
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$64,892
−HK$1,719/mo
Today · 4.125%
HK$66,611
baseline
▲ 0.50% · 4.625%
HK$70,122
+HK$3,511/mo
Deposit HK$1.38M · loan HK$12.46M · min. income ≈ HK$133,222/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,008 · Scale 2, in force from 26 Feb 2026)