LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,561
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,543
−HK$997/mo
Today · 4.125%
HK$33,540
baseline
▲ 0.50% · 4.625%
HK$35,581
+HK$2,041/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$67,080/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$519,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,111
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,053
−HK$955/mo
Today · 4.125%
HK$37,008
baseline
▲ 0.50% · 4.625%
HK$38,959
+HK$1,951/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$74,016/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$519,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,873
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$39,051
−HK$1,197/mo
Today · 4.125%
HK$40,248
baseline
▲ 0.50% · 4.625%
HK$42,697
+HK$2,449/mo
Deposit HK$5.54M · loan HK$8.30M · min. income ≈ HK$80,496/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,133
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$43,263
−HK$1,147/mo
Today · 4.125%
HK$44,410
baseline
▲ 0.50% · 4.625%
HK$46,751
+HK$2,341/mo
Deposit HK$5.54M · loan HK$8.30M · min. income ≈ HK$88,820/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,185
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$45,560
−HK$1,396/mo
Today · 4.125%
HK$46,956
baseline
▲ 0.50% · 4.625%
HK$49,813
+HK$2,857/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$93,912/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$519,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,156
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$50,474
−HK$1,337/mo
Today · 4.125%
HK$51,811
baseline
▲ 0.50% · 4.625%
HK$54,542
+HK$2,731/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$103,622/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$519,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,810
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$58,577
−HK$1,795/mo
Today · 4.125%
HK$60,372
baseline
▲ 0.50% · 4.625%
HK$64,046
+HK$3,674/mo
Deposit HK$1.38M · loan HK$12.46M · min. income ≈ HK$120,744/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,200
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$64,895
−HK$1,720/mo
Today · 4.125%
HK$66,615
baseline
▲ 0.50% · 4.625%
HK$70,126
+HK$3,511/mo
Deposit HK$1.38M · loan HK$12.46M · min. income ≈ HK$133,230/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,036 · Scale 2, in force from 26 Feb 2026)