LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,562
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,544
−HK$998/mo
Today · 4.125%
HK$33,542
baseline
▲ 0.50% · 4.625%
HK$35,582
+HK$2,040/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$67,084/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$519,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,113
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,054
−HK$956/mo
Today · 4.125%
HK$37,010
baseline
▲ 0.50% · 4.625%
HK$38,961
+HK$1,951/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$74,020/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$519,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,875
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$39,053
−HK$1,197/mo
Today · 4.125%
HK$40,250
baseline
▲ 0.50% · 4.625%
HK$42,699
+HK$2,449/mo
Deposit HK$5.54M · loan HK$8.30M · min. income ≈ HK$80,500/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,135
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$43,265
−HK$1,147/mo
Today · 4.125%
HK$44,412
baseline
▲ 0.50% · 4.625%
HK$46,753
+HK$2,341/mo
Deposit HK$5.54M · loan HK$8.30M · min. income ≈ HK$88,824/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,187
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$45,562
−HK$1,396/mo
Today · 4.125%
HK$46,958
baseline
▲ 0.50% · 4.625%
HK$49,815
+HK$2,857/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$93,916/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$519,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,158
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$50,476
−HK$1,338/mo
Today · 4.125%
HK$51,814
baseline
▲ 0.50% · 4.625%
HK$54,545
+HK$2,731/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$103,628/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$519,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,812
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$58,579
−HK$1,796/mo
Today · 4.125%
HK$60,375
baseline
▲ 0.50% · 4.625%
HK$64,048
+HK$3,673/mo
Deposit HK$1.38M · loan HK$12.46M · min. income ≈ HK$120,750/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,203
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$64,898
−HK$1,720/mo
Today · 4.125%
HK$66,618
baseline
▲ 0.50% · 4.625%
HK$70,129
+HK$3,511/mo
Deposit HK$1.38M · loan HK$12.46M · min. income ≈ HK$133,236/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,059 · Scale 2, in force from 26 Feb 2026)