LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,564
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,546
−HK$998/mo
Today · 4.125%
HK$33,544
baseline
▲ 0.50% · 4.625%
HK$35,585
+HK$2,041/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$67,088/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$519,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,115
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,057
−HK$955/mo
Today · 4.125%
HK$37,012
baseline
▲ 0.50% · 4.625%
HK$38,963
+HK$1,951/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$74,024/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$519,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,877
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$39,055
−HK$1,197/mo
Today · 4.125%
HK$40,252
baseline
▲ 0.50% · 4.625%
HK$42,702
+HK$2,450/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$80,504/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,138
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$43,268
−HK$1,147/mo
Today · 4.125%
HK$44,415
baseline
▲ 0.50% · 4.625%
HK$46,756
+HK$2,341/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$88,830/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,190
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$45,565
−HK$1,396/mo
Today · 4.125%
HK$46,961
baseline
▲ 0.50% · 4.625%
HK$49,819
+HK$2,858/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$93,922/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$519,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,161
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$50,479
−HK$1,338/mo
Today · 4.125%
HK$51,817
baseline
▲ 0.50% · 4.625%
HK$54,548
+HK$2,731/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$103,634/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$519,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,816
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$58,583
−HK$1,796/mo
Today · 4.125%
HK$60,379
baseline
▲ 0.50% · 4.625%
HK$64,052
+HK$3,673/mo
Deposit HK$1.38M · loan HK$12.46M · min. income ≈ HK$120,758/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,207
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$64,902
−HK$1,720/mo
Today · 4.125%
HK$66,622
baseline
▲ 0.50% · 4.625%
HK$70,133
+HK$3,511/mo
Deposit HK$1.38M · loan HK$12.46M · min. income ≈ HK$133,244/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,091 · Scale 2, in force from 26 Feb 2026)