LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,568
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,550
−HK$998/mo
Today · 4.125%
HK$33,548
baseline
▲ 0.50% · 4.625%
HK$35,589
+HK$2,041/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$67,096/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$519,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,119
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,061
−HK$956/mo
Today · 4.125%
HK$37,017
baseline
▲ 0.50% · 4.625%
HK$38,968
+HK$1,951/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$74,034/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$519,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,882
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$39,060
−HK$1,197/mo
Today · 4.125%
HK$40,257
baseline
▲ 0.50% · 4.625%
HK$42,707
+HK$2,450/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$80,514/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,143
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$43,273
−HK$1,147/mo
Today · 4.125%
HK$44,420
baseline
▲ 0.50% · 4.625%
HK$46,761
+HK$2,341/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$88,840/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,195
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$45,570
−HK$1,397/mo
Today · 4.125%
HK$46,967
baseline
▲ 0.50% · 4.625%
HK$49,825
+HK$2,858/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$93,934/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$519,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,167
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$50,486
−HK$1,337/mo
Today · 4.125%
HK$51,823
baseline
▲ 0.50% · 4.625%
HK$54,555
+HK$2,732/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$103,646/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$519,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,823
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$58,590
−HK$1,796/mo
Today · 4.125%
HK$60,386
baseline
▲ 0.50% · 4.625%
HK$64,060
+HK$3,674/mo
Deposit HK$1.38M · loan HK$12.46M · min. income ≈ HK$120,772/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,215
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$64,910
−HK$1,720/mo
Today · 4.125%
HK$66,630
baseline
▲ 0.50% · 4.625%
HK$70,142
+HK$3,512/mo
Deposit HK$1.38M · loan HK$12.46M · min. income ≈ HK$133,260/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,155 · Scale 2, in force from 26 Feb 2026)