LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,569
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,551
−HK$997/mo
Today · 4.125%
HK$33,548
baseline
▲ 0.50% · 4.625%
HK$35,590
+HK$2,042/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$67,096/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$519,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,120
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,062
−HK$955/mo
Today · 4.125%
HK$37,017
baseline
▲ 0.50% · 4.625%
HK$38,969
+HK$1,952/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$74,034/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$519,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,883
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$39,061
−HK$1,197/mo
Today · 4.125%
HK$40,258
baseline
▲ 0.50% · 4.625%
HK$42,708
+HK$2,450/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$80,516/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,144
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$43,274
−HK$1,147/mo
Today · 4.125%
HK$44,421
baseline
▲ 0.50% · 4.625%
HK$46,762
+HK$2,341/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$88,842/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,196
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$45,571
−HK$1,397/mo
Today · 4.125%
HK$46,968
baseline
▲ 0.50% · 4.625%
HK$49,826
+HK$2,858/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$93,936/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$519,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,168
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$50,487
−HK$1,337/mo
Today · 4.125%
HK$51,824
baseline
▲ 0.50% · 4.625%
HK$54,556
+HK$2,732/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$103,648/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$519,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,824
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$58,591
−HK$1,796/mo
Today · 4.125%
HK$60,387
baseline
▲ 0.50% · 4.625%
HK$64,062
+HK$3,675/mo
Deposit HK$1.38M · loan HK$12.46M · min. income ≈ HK$120,774/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,216
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$64,911
−HK$1,720/mo
Today · 4.125%
HK$66,631
baseline
▲ 0.50% · 4.625%
HK$70,144
+HK$3,513/mo
Deposit HK$1.38M · loan HK$12.46M · min. income ≈ HK$133,262/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,167 · Scale 2, in force from 26 Feb 2026)