LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,570
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,552
−HK$998/mo
Today · 4.125%
HK$33,550
baseline
▲ 0.50% · 4.625%
HK$35,591
+HK$2,041/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$67,100/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$519,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,121
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,063
−HK$956/mo
Today · 4.125%
HK$37,019
baseline
▲ 0.50% · 4.625%
HK$38,970
+HK$1,951/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$74,038/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$519,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,884
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$39,063
−HK$1,197/mo
Today · 4.125%
HK$40,260
baseline
▲ 0.50% · 4.625%
HK$42,710
+HK$2,450/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$80,520/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,146
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$43,276
−HK$1,147/mo
Today · 4.125%
HK$44,423
baseline
▲ 0.50% · 4.625%
HK$46,764
+HK$2,341/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$88,846/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,198
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$45,573
−HK$1,397/mo
Today · 4.125%
HK$46,970
baseline
▲ 0.50% · 4.625%
HK$49,828
+HK$2,858/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$93,940/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$519,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,170
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$50,489
−HK$1,338/mo
Today · 4.125%
HK$51,827
baseline
▲ 0.50% · 4.625%
HK$54,558
+HK$2,731/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$103,654/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$519,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,826
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$58,594
−HK$1,796/mo
Today · 4.125%
HK$60,390
baseline
▲ 0.50% · 4.625%
HK$64,064
+HK$3,674/mo
Deposit HK$1.38M · loan HK$12.46M · min. income ≈ HK$120,780/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,219
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$64,914
−HK$1,720/mo
Today · 4.125%
HK$66,634
baseline
▲ 0.50% · 4.625%
HK$70,147
+HK$3,513/mo
Deposit HK$1.38M · loan HK$12.46M · min. income ≈ HK$133,268/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,188 · Scale 2, in force from 26 Feb 2026)