LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,574
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,556
−HK$997/mo
Today · 4.125%
HK$33,553
baseline
▲ 0.50% · 4.625%
HK$35,595
+HK$2,042/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$67,106/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$519,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,125
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,067
−HK$956/mo
Today · 4.125%
HK$37,023
baseline
▲ 0.50% · 4.625%
HK$38,974
+HK$1,951/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$74,046/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$519,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,888
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$39,067
−HK$1,197/mo
Today · 4.125%
HK$40,264
baseline
▲ 0.50% · 4.625%
HK$42,714
+HK$2,450/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$80,528/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,150
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,281
−HK$1,147/mo
Today · 4.125%
HK$44,428
baseline
▲ 0.50% · 4.625%
HK$46,769
+HK$2,341/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$88,856/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,203
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$45,578
−HK$1,397/mo
Today · 4.125%
HK$46,975
baseline
▲ 0.50% · 4.625%
HK$49,833
+HK$2,858/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$93,950/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$519,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,175
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$50,494
−HK$1,338/mo
Today · 4.125%
HK$51,832
baseline
▲ 0.50% · 4.625%
HK$54,564
+HK$2,732/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$103,664/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$519,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,832
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$58,600
−HK$1,796/mo
Today · 4.125%
HK$60,396
baseline
▲ 0.50% · 4.625%
HK$64,071
+HK$3,675/mo
Deposit HK$1.38M · loan HK$12.46M · min. income ≈ HK$120,792/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,225
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$64,921
−HK$1,720/mo
Today · 4.125%
HK$66,641
baseline
▲ 0.50% · 4.625%
HK$70,154
+HK$3,513/mo
Deposit HK$1.38M · loan HK$12.46M · min. income ≈ HK$133,282/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,243 · Scale 2, in force from 26 Feb 2026)