LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,574
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,556
−HK$998/mo
Today · 4.125%
HK$33,554
baseline
▲ 0.50% · 4.625%
HK$35,595
+HK$2,041/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$67,108/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$519,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,125
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,067
−HK$956/mo
Today · 4.125%
HK$37,023
baseline
▲ 0.50% · 4.625%
HK$38,975
+HK$1,952/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$74,046/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$519,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,888
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$39,067
−HK$1,197/mo
Today · 4.125%
HK$40,264
baseline
▲ 0.50% · 4.625%
HK$42,714
+HK$2,450/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$80,528/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,151
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$43,281
−HK$1,147/mo
Today · 4.125%
HK$44,428
baseline
▲ 0.50% · 4.625%
HK$46,770
+HK$2,342/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$88,856/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,203
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$45,578
−HK$1,397/mo
Today · 4.125%
HK$46,975
baseline
▲ 0.50% · 4.625%
HK$49,833
+HK$2,858/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$93,950/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$519,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,176
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$50,494
−HK$1,338/mo
Today · 4.125%
HK$51,832
baseline
▲ 0.50% · 4.625%
HK$54,565
+HK$2,733/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$103,664/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$519,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,833
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$58,601
−HK$1,796/mo
Today · 4.125%
HK$60,397
baseline
▲ 0.50% · 4.625%
HK$64,072
+HK$3,675/mo
Deposit HK$1.38M · loan HK$12.46M · min. income ≈ HK$120,794/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,226
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$64,921
−HK$1,721/mo
Today · 4.125%
HK$66,642
baseline
▲ 0.50% · 4.625%
HK$70,154
+HK$3,512/mo
Deposit HK$1.38M · loan HK$12.46M · min. income ≈ HK$133,284/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,247 · Scale 2, in force from 26 Feb 2026)