LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,576
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,558
−HK$998/mo
Today · 4.125%
HK$33,556
baseline
▲ 0.50% · 4.625%
HK$35,598
+HK$2,042/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$67,112/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$519,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,128
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,070
−HK$956/mo
Today · 4.125%
HK$37,026
baseline
▲ 0.50% · 4.625%
HK$38,978
+HK$1,952/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$74,052/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$519,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,891
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$39,070
−HK$1,197/mo
Today · 4.125%
HK$40,267
baseline
▲ 0.50% · 4.625%
HK$42,718
+HK$2,451/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$80,534/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,154
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$43,284
−HK$1,147/mo
Today · 4.125%
HK$44,431
baseline
▲ 0.50% · 4.625%
HK$46,773
+HK$2,342/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$88,862/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,206
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$45,582
−HK$1,397/mo
Today · 4.125%
HK$46,979
baseline
▲ 0.50% · 4.625%
HK$49,837
+HK$2,858/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$93,958/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$519,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,179
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$50,498
−HK$1,338/mo
Today · 4.125%
HK$51,836
baseline
▲ 0.50% · 4.625%
HK$54,569
+HK$2,733/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$103,672/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$519,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,837
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$58,605
−HK$1,796/mo
Today · 4.125%
HK$60,401
baseline
▲ 0.50% · 4.625%
HK$64,076
+HK$3,675/mo
Deposit HK$1.38M · loan HK$12.46M · min. income ≈ HK$120,802/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,230
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$64,926
−HK$1,721/mo
Today · 4.125%
HK$66,647
baseline
▲ 0.50% · 4.625%
HK$70,160
+HK$3,513/mo
Deposit HK$1.38M · loan HK$12.46M · min. income ≈ HK$133,294/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,285 · Scale 2, in force from 26 Feb 2026)