LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,577
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,559
−HK$998/mo
Today · 4.125%
HK$33,557
baseline
▲ 0.50% · 4.625%
HK$35,599
+HK$2,042/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$67,114/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$519,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,129
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,071
−HK$956/mo
Today · 4.125%
HK$37,027
baseline
▲ 0.50% · 4.625%
HK$38,979
+HK$1,952/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$74,054/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$519,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,893
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$39,071
−HK$1,198/mo
Today · 4.125%
HK$40,269
baseline
▲ 0.50% · 4.625%
HK$42,719
+HK$2,450/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$80,538/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,155
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,286
−HK$1,147/mo
Today · 4.125%
HK$44,433
baseline
▲ 0.50% · 4.625%
HK$46,775
+HK$2,342/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$88,866/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,208
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$45,583
−HK$1,397/mo
Today · 4.125%
HK$46,980
baseline
▲ 0.50% · 4.625%
HK$49,839
+HK$2,859/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$93,960/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$519,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,181
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$50,500
−HK$1,338/mo
Today · 4.125%
HK$51,838
baseline
▲ 0.50% · 4.625%
HK$54,571
+HK$2,733/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$103,676/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$519,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,839
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$58,607
−HK$1,796/mo
Today · 4.125%
HK$60,403
baseline
▲ 0.50% · 4.625%
HK$64,079
+HK$3,676/mo
Deposit HK$1.38M · loan HK$12.46M · min. income ≈ HK$120,806/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,233
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$64,929
−HK$1,720/mo
Today · 4.125%
HK$66,649
baseline
▲ 0.50% · 4.625%
HK$70,162
+HK$3,513/mo
Deposit HK$1.38M · loan HK$12.46M · min. income ≈ HK$133,298/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,303 · Scale 2, in force from 26 Feb 2026)