LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,578
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,560
−HK$998/mo
Today · 4.125%
HK$33,558
baseline
▲ 0.50% · 4.625%
HK$35,600
+HK$2,042/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$67,116/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$519,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,130
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,072
−HK$956/mo
Today · 4.125%
HK$37,028
baseline
▲ 0.50% · 4.625%
HK$38,980
+HK$1,952/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$74,056/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$519,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,893
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,072
−HK$1,198/mo
Today · 4.125%
HK$40,270
baseline
▲ 0.50% · 4.625%
HK$42,720
+HK$2,450/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$80,540/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,156
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,287
−HK$1,147/mo
Today · 4.125%
HK$44,434
baseline
▲ 0.50% · 4.625%
HK$46,776
+HK$2,342/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$88,868/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,209
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$45,584
−HK$1,397/mo
Today · 4.125%
HK$46,981
baseline
▲ 0.50% · 4.625%
HK$49,840
+HK$2,859/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$93,962/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$519,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,182
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$50,501
−HK$1,338/mo
Today · 4.125%
HK$51,839
baseline
▲ 0.50% · 4.625%
HK$54,572
+HK$2,733/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$103,678/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$519,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,840
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$58,608
−HK$1,796/mo
Today · 4.125%
HK$60,404
baseline
▲ 0.50% · 4.625%
HK$64,080
+HK$3,676/mo
Deposit HK$1.38M · loan HK$12.46M · min. income ≈ HK$120,808/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,234
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$64,930
−HK$1,720/mo
Today · 4.125%
HK$66,650
baseline
▲ 0.50% · 4.625%
HK$70,164
+HK$3,514/mo
Deposit HK$1.38M · loan HK$12.46M · min. income ≈ HK$133,300/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,314 · Scale 2, in force from 26 Feb 2026)