LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,580
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,562
−HK$998/mo
Today · 4.125%
HK$33,560
baseline
▲ 0.50% · 4.625%
HK$35,602
+HK$2,042/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$67,120/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$519,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,132
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,074
−HK$956/mo
Today · 4.125%
HK$37,030
baseline
▲ 0.50% · 4.625%
HK$38,982
+HK$1,952/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$74,060/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$519,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,895
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,074
−HK$1,198/mo
Today · 4.125%
HK$40,272
baseline
▲ 0.50% · 4.625%
HK$42,722
+HK$2,450/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$80,544/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,158
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,289
−HK$1,147/mo
Today · 4.125%
HK$44,436
baseline
▲ 0.50% · 4.625%
HK$46,778
+HK$2,342/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$88,872/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,211
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$45,587
−HK$1,397/mo
Today · 4.125%
HK$46,984
baseline
▲ 0.50% · 4.625%
HK$49,843
+HK$2,859/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$93,968/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$519,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,185
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$50,504
−HK$1,338/mo
Today · 4.125%
HK$51,842
baseline
▲ 0.50% · 4.625%
HK$54,575
+HK$2,733/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$103,684/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$519,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,843
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$58,611
−HK$1,797/mo
Today · 4.125%
HK$60,408
baseline
▲ 0.50% · 4.625%
HK$64,083
+HK$3,675/mo
Deposit HK$1.38M · loan HK$12.46M · min. income ≈ HK$120,816/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,238
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$64,934
−HK$1,720/mo
Today · 4.125%
HK$66,654
baseline
▲ 0.50% · 4.625%
HK$70,167
+HK$3,513/mo
Deposit HK$1.38M · loan HK$12.46M · min. income ≈ HK$133,308/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,343 · Scale 2, in force from 26 Feb 2026)