LTV · monthly repayment
▼ 0.50% · 3.625%
HK$315,797
−HK$19,803/mo
▼ 0.25% · 3.875%
HK$325,620
−HK$9,980/mo
Today · 4.125%
HK$335,600
baseline
▲ 0.50% · 4.625%
HK$356,020
+HK$20,420/mo
Deposit HK$69.25M · loan HK$69.25M · min. income ≈ HK$671,200/mo (50% DSR)
Upfront cash ≈ HK$78.25M (deposit + AVD stamp duty HK$9,001,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$351,321
−HK$18,980/mo
▼ 0.25% · 3.875%
HK$360,743
−HK$9,558/mo
Today · 4.125%
HK$370,301
baseline
▲ 0.50% · 4.625%
HK$389,820
+HK$19,519/mo
Deposit HK$69.25M · loan HK$69.25M · min. income ≈ HK$740,602/mo (50% DSR)
Upfront cash ≈ HK$78.25M (deposit + AVD stamp duty HK$9,001,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$378,956
−HK$23,764/mo
▼ 0.25% · 3.875%
HK$390,744
−HK$11,976/mo
Today · 4.125%
HK$402,720
baseline
▲ 0.50% · 4.625%
HK$427,224
+HK$24,504/mo
Deposit HK$55.40M · loan HK$83.10M · min. income ≈ HK$805,440/mo (50% DSR)
Upfront cash ≈ HK$64.40M (deposit + AVD stamp duty HK$9,001,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$421,585
−HK$22,777/mo
▼ 0.25% · 3.875%
HK$432,891
−HK$11,471/mo
Today · 4.125%
HK$444,362
baseline
▲ 0.50% · 4.625%
HK$467,784
+HK$23,422/mo
Deposit HK$55.40M · loan HK$83.10M · min. income ≈ HK$888,724/mo (50% DSR)
Upfront cash ≈ HK$64.40M (deposit + AVD stamp duty HK$9,001,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$442,115
−HK$27,725/mo
▼ 0.25% · 3.875%
HK$455,867
−HK$13,973/mo
Today · 4.125%
HK$469,840
baseline
▲ 0.50% · 4.625%
HK$498,428
+HK$28,588/mo
Deposit HK$41.55M · loan HK$96.94M · min. income ≈ HK$939,680/mo (50% DSR)
Upfront cash ≈ HK$50.55M (deposit + AVD stamp duty HK$9,001,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$491,849
−HK$26,573/mo
▼ 0.25% · 3.875%
HK$505,040
−HK$13,382/mo
Today · 4.125%
HK$518,422
baseline
▲ 0.50% · 4.625%
HK$545,749
+HK$27,327/mo
Deposit HK$41.55M · loan HK$96.94M · min. income ≈ HK$1,036,844/mo (50% DSR)
Upfront cash ≈ HK$50.55M (deposit + AVD stamp duty HK$9,001,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$568,434
−HK$35,646/mo
▼ 0.25% · 3.875%
HK$586,115
−HK$17,965/mo
Today · 4.125%
HK$604,080
baseline
▲ 0.50% · 4.625%
HK$640,836
+HK$36,756/mo
Deposit HK$13.85M · loan HK$124.64M · min. income ≈ HK$1,208,160/mo (50% DSR)
Upfront cash ≈ HK$22.85M (deposit + AVD stamp duty HK$9,001,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$632,377
−HK$34,165/mo
▼ 0.25% · 3.875%
HK$649,337
−HK$17,205/mo
Today · 4.125%
HK$666,542
baseline
▲ 0.50% · 4.625%
HK$701,677
+HK$35,135/mo
Deposit HK$13.85M · loan HK$124.64M · min. income ≈ HK$1,333,084/mo (50% DSR)
Upfront cash ≈ HK$22.85M (deposit + AVD stamp duty HK$9,001,960 · Scale 2, in force from 26 Feb 2026)