LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,580
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,563
−HK$998/mo
Today · 4.125%
HK$33,561
baseline
▲ 0.50% · 4.625%
HK$35,603
+HK$2,042/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$67,122/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$519,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,133
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,075
−HK$956/mo
Today · 4.125%
HK$37,031
baseline
▲ 0.50% · 4.625%
HK$38,983
+HK$1,952/mo
Deposit HK$6.92M · loan HK$6.92M · min. income ≈ HK$74,062/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$519,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,896
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,075
−HK$1,198/mo
Today · 4.125%
HK$40,273
baseline
▲ 0.50% · 4.625%
HK$42,723
+HK$2,450/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$80,546/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,159
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,290
−HK$1,147/mo
Today · 4.125%
HK$44,437
baseline
▲ 0.50% · 4.625%
HK$46,779
+HK$2,342/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$88,874/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,212
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$45,588
−HK$1,397/mo
Today · 4.125%
HK$46,985
baseline
▲ 0.50% · 4.625%
HK$49,844
+HK$2,859/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$93,970/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$519,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,186
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$50,505
−HK$1,338/mo
Today · 4.125%
HK$51,843
baseline
▲ 0.50% · 4.625%
HK$54,576
+HK$2,733/mo
Deposit HK$4.15M · loan HK$9.69M · min. income ≈ HK$103,686/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$519,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,845
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$58,613
−HK$1,796/mo
Today · 4.125%
HK$60,409
baseline
▲ 0.50% · 4.625%
HK$64,085
+HK$3,676/mo
Deposit HK$1.38M · loan HK$12.46M · min. income ≈ HK$120,818/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,239
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$64,935
−HK$1,721/mo
Today · 4.125%
HK$66,656
baseline
▲ 0.50% · 4.625%
HK$70,169
+HK$3,513/mo
Deposit HK$1.38M · loan HK$12.46M · min. income ≈ HK$133,312/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,356 · Scale 2, in force from 26 Feb 2026)